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£18,000 after tax: £1,373.30 a month

On a salary of £18,000 in the 2026/27 tax year you take home £16,479.60 a year, £1,373.30 a month or £316.92 a week, after £1,086.00 of income tax and £434.40 of National Insurance.

£18,000 take-home pay in different situations
Income taxNIOtherYearMonth
England, Wales, NI£1,086.00£434.40£0.00£16,479.60£1,373.30
Scotland£1,046.33£434.40£0.00£16,519.27£1,376.61
With 5% pension (relief at source)£1,086.00£434.40£900.00£15,579.60£1,298.30
With Plan 2 student loan£1,086.00£434.40£0.00£16,479.60£1,373.30

Adjust the calculation

Add your pension, student loan or switch to Scottish rates.

Take-home pay calculator

Where do you live?

Tax year 6 April 2026 to 5 April 2027, tax code 1257L, employee National Insurance category A. Workplace pension: the auto-enrolment minimum is 5% of qualifying earnings.

Your take-home pay

£1,373.30 / month

Per year
£16,479.60
Per week
£316.92
Income tax / year
£1,086.00
Marginal tax rate
20%
Where your salary goes
  • Take-home pay91.6%
  • National Insurance2.4%
  • Income tax6%
  • Pension & loans0%
Take-home pay breakdown
YearMonth
Gross pay£18,000.00£1,500.00
Tax-free personal allowancenot deducted: income on which no tax is due£12,570.00£1,047.50
Income tax− £1,086.00− £90.50
National Insurance− £434.40− £36.20
Take-home pay£16,479.60£1,373.30

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Frequently asked questions

How much is £18,000 a year after tax?

£16,479.60 a year in England, Wales or Northern Ireland in 2026/27, with no pension or student loan: £1,373.30 a month or £316.92 a week.

How much tax do I pay on £18,000?

£1,086.00 of income tax and £434.40 of National Insurance, 8.4% of your salary in total. Your marginal income tax rate is 20%.

What is £18,000 an hour?

Working 37.5 hours a week, £18,000 is £9.23 an hour before tax and £8.45 after tax.

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